diff --git a/backend/application/common/service/EasyWeChatService.php b/backend/application/common/service/EasyWeChatService.php
index 38e95fb..82fa77d 100644
--- a/backend/application/common/service/EasyWeChatService.php
+++ b/backend/application/common/service/EasyWeChatService.php
@@ -297,7 +297,10 @@ class EasyWeChatService
      * 接口：GET /v3/fund-app/mch-transfer/user-confirm-authorization/out-authorization-no/{no}
      * 文档：https://pay.weixin.qq.com/doc/v3/merchant/4015901167
      * @param string $out_authorization_no 商户侧授权单号
-     * @param bool $isDisplayAuthorization 是否在响应中返回 package_info（调起授权页/授权信息页）
+     * @param bool $isDisplayAuthorization 是否请求展示授权信息页的 package_info。
+     *                                     注意：仅当授权已生效(TAKING_EFFECT)时才有效；
+     *                                     待确认/已关闭状态下微信会返回 INVALID_REQUEST 且不返回 state，
+     *                                     因此“查状态”必须传 false，拉起授权确认页的 package 应取申请接口的响应
      * @return array {out_authorization_no, authorization_id, state, ...};失败时含 message
      */
     public function queryTransferAuthorization($out_authorization_no, $isDisplayAuthorization = false)
diff --git a/backend/application/common/service/TransferAuthorizationService.php b/backend/application/common/service/TransferAuthorizationService.php
index b85b538..f22f527 100644
--- a/backend/application/common/service/TransferAuthorizationService.php
+++ b/backend/application/common/service/TransferAuthorizationService.php
@@ -105,7 +105,11 @@ class TransferAuthorizationService
             : self::generateAuthNo($userId);
         $displayName = self::sanitizeDisplayName($displayName ?: ($user->nickname ?: ('用户' . $userId)));
 
-        $query = $wechat->queryTransferAuthorization($authNo, true);
+        //注意：is_display_authorization=true 只在授权已生效(TAKING_EFFECT)时可用；
+        //待确认(WAIT_USER_CONFIRM)/已关闭(CLOSED)会被微信以 INVALID_REQUEST 拒绝且不返回 state，
+        //会导致误判为“查询授权状态失败”。查状态必须用 false，
+        //拉起授权页所需的 package 只能来自申请接口的响应或本地记录。
+        $query = $wechat->queryTransferAuthorization($authNo, false);
         $resolved = self::resolveByWechatState($userId, $authNo, $query, $wechat, $record);
         if ($resolved !== null) {
             return $resolved;
@@ -156,9 +160,13 @@ class TransferAuthorizationService
             return null;
         }
 
-        //查询失败时禁止再开新单，避免把同一 openid 的待确认/已生效单堆到 5 笔上限
+        //查询异常(网络/系统错误)时：本地已生效的授权直接放行，避免误报“查询授权状态失败”；
+        //不允许再开新单，防止把同一 openid 的待确认/已生效单堆到 5 笔上限
         if ($record && $record->state === self::STATE_TAKING_EFFECT) {
-            throw new \Exception('查询授权状态失败，请稍后重试');
+            return [
+                'authorized' => true,
+                'state'      => self::STATE_TAKING_EFFECT,
+            ];
         }
         if ($record && $record->state === self::STATE_WAIT_USER_CONFIRM && !empty($record->package_info)) {
             return self::pendingAuthResponse($wechat, self::STATE_WAIT_USER_CONFIRM, (string)$record->package_info);
@@ -180,7 +188,7 @@ class TransferAuthorizationService
 
         //当前单已受理/已终结：改为查单，禁止换号重试
         if (self::isApplyConflict($res)) {
-            $query = $wechat->queryTransferAuthorization($authNo, true);
+            $query = $wechat->queryTransferAuthorization($authNo, false);
             $resolved = self::resolveByWechatState($userId, $authNo, $query, $wechat, self::getByUserId($userId));
             if ($resolved !== null) {
                 return $resolved;