提现金额限制及添加其它技术

2026-09-23 17:52:36 +08:00
parent eb5acfc466
commit a07c495fe0
5 changed files with 69 additions and 13 deletions
@@ -31,6 +31,13 @@ class AccountWithdrawService
        CommonService::FAILED => '审核驳回',
    ];

+    //提现限制(与小程序端展示的「提现规则」保持一致)
+    const WITHDRAW_MIN_AMOUNT = 0.1; //单笔最低(元)
+    const WITHDRAW_MAX_AMOUNT = 200; //单笔最高(元)
+    const WITHDRAW_DAY_MAX_COUNT = 10; //每个自然日最多申请次数
+    const WITHDRAW_DAY_MAX_AMOUNT = 2000; //每个自然日累计提现上限(元)
+    const WITHDRAW_AMOUNT_SCALE = 2; //金额小数位数
+

    /**
     * 用户申请提现
@@ -42,12 +49,20 @@ class AccountWithdrawService
     */
    public static function applyWithdraw($userId, $amount, string $name = '')
    {
-        //每个自然日仅可发起一次提现申请
-        $todayCount = self::$Model::where('user_id', $userId)
-            ->whereTime('createtime', 'today')
-            ->count();
-        if ($todayCount >= 10) {
-            throw new \Exception('每个自然日仅可发起10次提现申请，请明日再试');
+        //单笔金额校验(0.1~200元,最多两位小数)
+        $amount = self::checkWithdrawAmount($amount);
+
+        //每个自然日次数限制(已驳回的不计入)
+        $todayCount = self::todayQuery($userId)->count();
+        if ($todayCount >= self::WITHDRAW_DAY_MAX_COUNT) {
+            throw new \Exception('每个自然日最多可发起' . self::WITHDRAW_DAY_MAX_COUNT . '次提现申请，请明日再试');
+        }
+
+        //每个自然日累计金额限制(已驳回的不计入)
+        $todayAmount = (float)self::todayQuery($userId)->sum('amount');
+        if ($todayAmount + $amount > self::WITHDRAW_DAY_MAX_AMOUNT) {
+            throw new \Exception('每个自然日累计提现金额不超过' . self::WITHDRAW_DAY_MAX_AMOUNT
+                . '元，今日已申请' . sprintf('%.2f', $todayAmount) . '元，请明日再试');
        }

        //开启事务 抛出异常时自动回滚
@@ -79,6 +94,41 @@ class AccountWithdrawService
        });
    }

+    /**
+     * 单笔提现金额校验
+     * @param int|float|string $amount
+     * @return float 校验通过返回规范化后的金额(保留2位小数)
+     * @throws \Exception
+     */
+    public static function checkWithdrawAmount($amount): float
+    {
+        if (!is_numeric($amount)) {
+            throw new \Exception('提现金额必须为数字');
+        }
+        $amount = floatval($amount);
+        if ($amount < self::WITHDRAW_MIN_AMOUNT || $amount > self::WITHDRAW_MAX_AMOUNT) {
+            throw new \Exception('单笔提现金额需在' . self::WITHDRAW_MIN_AMOUNT . '~'
+                . self::WITHDRAW_MAX_AMOUNT . '元之间');
+        }
+        if (round($amount, self::WITHDRAW_AMOUNT_SCALE) != $amount) {
+            throw new \Exception('提现金额最多保留' . self::WITHDRAW_AMOUNT_SCALE . '位小数');
+        }
+
+        return round($amount, self::WITHDRAW_AMOUNT_SCALE);
+    }
+
+    /**
+     * 当日提现查询对象(已驳回的不计入次数与累计金额)
+     * @param int $userId
+     * @return \think\db\Query
+     */
+    private static function todayQuery($userId)
+    {
+        return self::$Model::where('user_id', $userId)
+            ->whereTime('createtime', 'today')
+            ->where('status', '<>', CommonService::FAILED);
+    }
+
    /**
     * 审核提现
     * @param $withdraw_record_id int 提现申请id