diff --git a/backend/application/common/service/PromotionService.php b/backend/application/common/service/PromotionService.php
index 3622626..e1e429b 100644
--- a/backend/application/common/service/PromotionService.php
+++ b/backend/application/common/service/PromotionService.php
@@ -56,7 +56,8 @@ class PromotionService
      */
     public static function isEnabled(): bool
     {
-        return intval(config('site.enable_promotion_commission') ?? 0) === 1;
+        //后台配置为 switch 类型，开启存 '1'，关闭存 '0'
+        return (string)config('site.enable_promotion_commission') === '1';
     }
 
     /**
diff --git a/frontend/miniapp/pages/promoter/index/index.js b/frontend/miniapp/pages/promoter/index/index.js
index 827dfa4..9e5a1e5 100644
--- a/frontend/miniapp/pages/promoter/index/index.js
+++ b/frontend/miniapp/pages/promoter/index/index.js
@@ -10,6 +10,8 @@ Page({
     // demand_ratio_percent 需求订单佣金比例(%)、invite_count 推广用户数、
     // order_count 推广订单数、settled_amount 累计已结算佣金(元)、pending_count 待结算订单数
     overview: {},
+    overviewStatus: 'loading', // 概览加载状态 loading=加载中 success=成功 failed=失败
+    overviewError: '', // 概览加载失败原因
     list: [], // 推广订单列表
     page: 1, // 下一次请求的页码
     hasMore: true, // 是否还有更多数据
@@ -47,11 +49,14 @@ Page({
   async loadOverview() {
     try {
       const res = await fetchPromoterInfo();
-      if (res.code === 1) {
-        this.setData({ overview: res.data });
+      if (res.code !== 1) {
+        this.setData({ overviewStatus: 'failed', overviewError: res.msg || '推广信息加载失败' });
+        return;
       }
+      this.setData({ overview: res.data, overviewStatus: 'success', overviewError: '' });
     } catch (err) {
       console.error('fetchPromoterInfo failed:', err);
+      this.setData({ overviewStatus: 'failed', overviewError: '网络异常，请下拉刷新重试' });
     }
   },
 
diff --git a/frontend/miniapp/pages/promoter/index/index.wxml b/frontend/miniapp/pages/promoter/index/index.wxml
index 29041a2..ec60036 100644
--- a/frontend/miniapp/pages/promoter/index/index.wxml
+++ b/frontend/miniapp/pages/promoter/index/index.wxml
@@ -26,7 +26,9 @@
 
 <view class="rule-card">
   <t-icon name="info-circle-filled" size="32rpx" color="#ff5f15" />
-  <view class="rule-card__text" wx:if="{{overview.enabled}}">
+  <text class="rule-card__text" wx:if="{{overviewStatus === 'loading'}}">加载中...</text>
+  <text class="rule-card__text" wx:elif="{{overviewStatus === 'failed'}}">{{overviewError}}</text>
+  <view class="rule-card__text" wx:elif="{{overview.enabled}}">
     <view>好友通过你的分享链接或二维码进入并下单，订单交易完成后按实付金额结算佣金，自动存入余额，可直接提现：</view>
     <view>· 软件订单：{{overview.soft_ratio_percent > 0 ? overview.soft_ratio_percent + '%' : '暂无佣金'}}</view>
     <view>· 定制需求订单：{{overview.demand_ratio_percent > 0 ? overview.demand_ratio_percent + '%' : '暂无佣金'}}</view>