提现规则优化

backend/application/common/service/AccountWithdrawService.php

@@ -42,6 +42,14 @@ class AccountWithdrawService
      */
     public static function applyWithdraw($userId, $amount, string $name = '')
     {
+        //每个自然日仅可发起一次提现申请
+        $todayCount = self::$Model::where('user_id', $userId)
+            ->whereTime('createtime', 'today')
+            ->count();
+        if ($todayCount >= 10) {
+            throw new \Exception('每个自然日仅可发起10次提现申请，请明日再试');
+        }
+
         //开启事务 抛出异常时自动回滚
         Db::transaction(function () use ($userId, $amount, $name) {
             if($name){

frontend/miniapp/config/api.js

@@ -1,7 +1,7 @@
 // 接口环境:按小程序运行版本自动切换,无需注释切换域名
 // develop: 开发者工具运行/真机预览调试 | trial: 上传后的体验版 | release: 审核发布的正式版
 const API_ROOTS = {
-  develop: 'http://code.syoai.cn', // 本地开发(phpStudy,hosts 需将 codebg.cn 指向 127.0.0.1)
+  develop: 'https://code.syoai.cn', // 本地开发(phpStudy,hosts 需将 codebg.cn 指向 127.0.0.1)
   trial: 'https://code.syoai.cn', // 体验版(线上,需 https + 备案域名)
   release: 'https://code.syoai.cn', // 正式版(线上,需 https + 备案域名)
 };

frontend/miniapp/pages/usercenter/balance/index.js

@@ -17,6 +17,18 @@ Page({
     withdrawAmount: '',
     withdrawName: '',
     cancelBtnStyle: 'color: #ff0000; border-color: #ff0000; background-color: #fff;',
+    // 提现规则：默认折叠，仅展示核心摘要
+    rulesExpanded: false,
+    briefRules: ['单笔 1-200 元', '每日限 10 次', '单日限额 2000 元', '1-3 个工作日到账'],
+    ruleList: [
+      { title: '单笔额度', desc: '单笔最低 1 元，最高 200 元，以「可提现余额」为准' },
+      { title: '提现次数', desc: '每个自然日最多可发起 10 次提现申请' },
+      { title: '单日限额', desc: '同一自然日累计提现金额不超过 2000 元，超出请次日再试' },
+      { title: '到账方式', desc: '转账至本人微信零钱，需填写与微信实名一致的姓名' },
+      { title: '到账时间', desc: '审核通过后 1-3 个工作日内到账，节假日顺延' },
+      { title: '审核说明', desc: '工作日统一审核处理，审核期间该笔金额将暂时冻结' },
+      { title: '驳回处理', desc: '被驳回的提现金额将自动退回可提现余额，可重新发起' },
+    ],
   },
 
   /**
@@ -130,6 +142,10 @@ Page({
   onWithdraw() {
     this.setData({ showWithdrawDialog: true });
   },
+  // 展开/收起提现规则
+  onToggleRules() {
+    this.setData({ rulesExpanded: !this.data.rulesExpanded });
+  },
   onWithdrawAmountInput(e) {
     this.setData({ withdrawAmount: e.detail.value });
   },

frontend/miniapp/pages/usercenter/balance/index.json

@@ -2,6 +2,7 @@
   "usingComponents": {
     "t-button": "tdesign-miniprogram/button/button",
     "t-dialog": "tdesign-miniprogram/dialog/dialog",
+    "t-icon": "tdesign-miniprogram/icon/icon",
     "t-input": "tdesign-miniprogram/input/input",
     "t-empty": "tdesign-miniprogram/empty/empty",
     "t-load-more": "/components/load-more/index",

frontend/miniapp/pages/usercenter/balance/index.wxml

@@ -23,6 +23,41 @@
   <t-button block theme="primary" class="withdraw-btn" style="width:320rpx;margin:0 auto;" bindtap="onWithdraw">提现</t-button>
 </view>
 
+<!-- 提现规则：默认折叠，展示核心摘要；点击展开完整规则 -->
+<view class="rules-card">
+  <view class="rules-header" hover-class="rules-header--hover" bindtap="onToggleRules">
+    <view class="rules-header-left">
+      <t-icon name="info-circle-filled" size="34rpx" color="#ff5f15" />
+      <text class="rules-header-title">提现规则</text>
+    </view>
+    <view class="rules-header-right">
+      <text class="rules-toggle-text">{{rulesExpanded ? '收起' : '展开'}}</text>
+      <t-icon name="chevron-down" size="30rpx" color="#a9aeb8" class="rules-arrow {{rulesExpanded ? 'is-expand' : ''}}" />
+    </view>
+  </view>
+
+  <!-- 折叠态：核心要点摘要 -->
+  <view class="rules-brief {{rulesExpanded ? 'is-hide' : ''}}">
+    <view class="brief-item" wx:for="{{briefRules}}" wx:key="*this">
+      <t-icon name="check-circle-filled" size="24rpx" color="#ff5f15" class="brief-icon" />
+      <text class="brief-text">{{item}}</text>
+    </view>
+  </view>
+
+  <!-- 展开态：完整规则 -->
+  <view class="rules-body {{rulesExpanded ? 'is-expand' : ''}}">
+    <view class="rules-body-inner">
+      <view class="rule-item" wx:for="{{ruleList}}" wx:key="title">
+        <view class="rule-index">{{index + 1}}</view>
+        <view class="rule-content">
+          <view class="rule-title">{{item.title}}</view>
+          <view class="rule-desc">{{item.desc}}</view>
+        </view>
+      </view>
+    </view>
+  </view>
+</view>
+
 <view class="balance-detail">
   <view class="detail-title">余额明细</view>
   <view class="tab-bar">
@@ -56,5 +91,6 @@
   <view class="dialog-content" slot="content">
     <t-input label="真实姓名" placeholder="请输入姓名" value="{{withdrawName}}" bindchange="onWithdrawNameInput" />
     <t-input label="提现金额" placeholder="请输入提现金额" type="number" value="{{withdrawAmount}}" bindchange="onWithdrawAmountInput" />
+    <view class="dialog-tips">单笔 1-200 元，每日最多 10 次，单日累计不超过 2000 元；到账至微信零钱，1-3 个工作日内到账</view>
   </view>
 </t-dialog>

frontend/miniapp/pages/usercenter/balance/index.wxss

@@ -83,6 +83,158 @@
   border-color: #ffffff;
 }
 
+/* ================= 提现规则（可折叠） ================= */
+.rules-card {
+  margin: 0 24rpx 24rpx;
+  background: var(--bg-card);
+  border-radius: var(--radius-lg);
+  box-shadow: var(--shadow-card);
+  overflow: hidden;
+}
+
+.rules-header {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  padding: 28rpx 32rpx;
+}
+
+.rules-header--hover {
+  background: var(--bg-grey);
+}
+
+.rules-header-left {
+  display: flex;
+  align-items: center;
+}
+
+.rules-header-title {
+  margin-left: 12rpx;
+  font-size: 30rpx;
+  font-weight: 600;
+  color: var(--text-primary);
+}
+
+.rules-header-right {
+  display: flex;
+  align-items: center;
+}
+
+.rules-toggle-text {
+  font-size: 24rpx;
+  color: var(--brand);
+  margin-right: 4rpx;
+}
+
+.rules-arrow {
+  transition: transform 0.28s ease;
+  transform: rotate(0deg);
+}
+
+.rules-arrow.is-expand {
+  transform: rotate(180deg);
+}
+
+/* 折叠态：核心要点 */
+.rules-brief {
+  display: flex;
+  flex-wrap: wrap;
+  max-height: 220rpx;
+  padding: 0 24rpx 28rpx;
+  overflow: hidden;
+  opacity: 1;
+  transition: max-height 0.3s ease, opacity 0.2s ease, padding 0.3s ease;
+}
+
+.rules-brief.is-hide {
+  max-height: 0;
+  padding-top: 0;
+  padding-bottom: 0;
+  opacity: 0;
+}
+
+.brief-item {
+  display: flex;
+  align-items: center;
+  height: 52rpx;
+  margin: 8rpx 8rpx 0 0;
+  padding: 0 20rpx;
+  background: var(--brand-light);
+  border-radius: var(--radius-round);
+}
+
+.brief-icon {
+  margin-right: 8rpx;
+}
+
+.brief-text {
+  font-size: 24rpx;
+  color: var(--brand);
+  line-height: 52rpx;
+}
+
+/* 展开态：完整规则（max-height 过渡动画） */
+.rules-body {
+  max-height: 0;
+  overflow: hidden;
+  transition: max-height 0.3s ease;
+}
+
+.rules-body.is-expand {
+  max-height: 1400rpx;
+}
+
+.rules-body-inner {
+  padding: 4rpx 32rpx 28rpx;
+  border-top: 1px solid var(--border-level-1);
+}
+
+.rule-item {
+  display: flex;
+  align-items: flex-start;
+  padding: 20rpx 0 0;
+}
+
+.rule-index {
+  flex: 0 0 36rpx;
+  height: 36rpx;
+  margin-top: 6rpx;
+  border-radius: var(--radius-round);
+  background: var(--brand-light);
+  color: var(--brand);
+  font-size: 22rpx;
+  font-weight: 600;
+  line-height: 36rpx;
+  text-align: center;
+}
+
+.rule-content {
+  flex: 1;
+  margin-left: 16rpx;
+}
+
+.rule-title {
+  font-size: 26rpx;
+  font-weight: 600;
+  color: var(--text-primary);
+  line-height: 40rpx;
+}
+
+.rule-desc {
+  margin-top: 2rpx;
+  font-size: 24rpx;
+  color: var(--text-tertiary);
+  line-height: 38rpx;
+}
+
+/* 提现弹窗内提示 */
+.dialog-tips {
+  padding: 24rpx 8rpx 8rpx;
+  font-size: 22rpx;
+  color: var(--text-placeholder);
+  line-height: 36rpx;
+}
+
 .balance-detail {
   margin: 24rpx;
   background: var(--bg-card);